Trusted Merchant Services

Trusted Merchant Services

We are now in the age of technology. Businesses need to be up to date on all aspects of their trade to ensure the company will run efficiently, cost effectively and most importantly provide excellent customer service and make your services enticing by adding payment options for customer convenience. Everybody is now paying with cards, whether it is for shopping, clothes or cars. In order to compete with the majority of businesses, including your competitors who accept credit cards, part of running a successful business includes providing the option for your customers to pay with a credit card. When you add the option to accept credit card payments, you will find your customer base increases greatly. Not only does accepting credit cards provide welcome options for the customer, but it also provides you, the business owner with an efficient and time saving way to electronically process credit card payments through your merchant services provider. Having a merchant account is easy, convenient, and cost effective. Deposits into your merchant account are done electronically so you have no need to run to the bank and make weekly or daily cash deposits. In addition, finding merchant services for less also means you lessen the risk of theft, either from employees or criminals looking for cash on hand. Merchant Service Providers are able to quickly set you up with the best merchant services around, offering merchant services for less with low merchant discount rates.

Customers need to feel safe and secure in their deals with you and their transactions. With all the news these days about large retailers having security breaches, it is important to make sure your merchant credit card processing company is PCI compliant. PCI is a set of industry standards that were developed by Visa and MasterCard which outline the Payment Card Industry standards for securing sensitive data. This merchant that merchant processing software and terminals must have features such as firewalls, truncation, password features, and many other requirements that both the bankcard processer and the merchant must adhere to.  Choosing a merchant services company such as Ignite Payments alleviates the worry you may have by knowing they are PCI compliant and the merchant equipment they provide to you is PCI compliant as well.

By accepting payment cards, your business not only offers customer convenience, it can generate and increase more revenue and therefore, earnings. Having a merchant account for less and accepting credit card payments are said to boost a business by an estimated 30-70%. For this reason it is important for your company to accept credit cards. In 2012 the card payment rose to 46%, up 7% from 2011. This figure will increase every year. The best way to take advantage of these statistics is to get a merchant account through a Merchant Services Provider and make sure your customers know that you accept credit cards. Having a merchant account, is one of the best and most cost-effective ways to increase your business.

A merchant account is a type of bank account that you must open so that your merchant bankcard company can set your systems up or provide you with a credit card terminal which allows your business to accept payment by credit/debit card and also other type of payment cards. Each transaction is then electronically approved and deposited into your merchant account in a matter of days.  Companies like Ignite Payment have been in the merchant credit card processing industry for years and are experts at both getting you low discount rates, low merchant services fees, and providing a safe means for processing your payments. These standards are set up to ensure your system has safeguards such as firewalls, encryption, and truncation features so credit card numbers are not stored in a manner which is unsafe and potentially open the merchant up to a breach. Merchant Accounts that are opened with companies such as Ignite Payments meet these guidelines so business owners know that they credit card transactions are being securely processed.

Get started with your merchant account application today. It takes little time, there are no credit checks, and once you are approved for a merchant account, you can begin to accept credit cards in little time, thus opening up the opportunities of telling all your potential customers that you accept Visa, MasterCard, American Express, and Discover. Call Ignite Payments today at 888-224-9571 or visit their website at www.bettercreditcardprocessing.net.

 

 

Merchant Services for Less

Merchant Services for Less

When making that all important decision of applying for a merchant account, you will find that there are many merchant services providers with offers of low discount rates, great customer service, and quick approval times. However, keep in mind that a great merchant account for less means much more than that. As one who has been in the Merchant Bankcard processing industry for years, I have seen many merchants switching merchant services providers because they either were unhappy with the knowledge of the customer service department and felt that they were fending for themselves whenever a problem arose, or they were lured into a merchant account for less, only to find that each year their rates kept increasing or random new fees were being added which added up to more and more expenses than they ever anticipated. So in the end, the rates are usually very standardized, because the merchant service companies pay the same costs per transaction from Visa and MasterCard. However, if you have a merchant services provider who is knowledgeable in the various rates and interchange programs the Credit Card Associations have and charge, it is easy to help guide potential merchants to the right type of merchant account, whether it is a retail merchant account or an internet merchant account that you need. Ignite Payments is a merchant credit card processing company who will ensure all the information that the merchant must include when submitting transactions is present so they get the best rate. These are what makes good merchant accounts great low cost merchant accounts and why some merchant services providers are better than others.

The good thing about having a reputable merchant services provider is that they are the ones who keep up with all the new credit card transaction regulations so you don’t have to. Merchant Services providers have to abide by a strict set of standards set forth by the major credit card processing companies such as Visa and MasterCard. Ignite Payments continually updates their systems each time the credit card companies implement new requirements. They are also there to help you if you have trouble processing a payment through your merchant account or run into an issue with a disputed transaction. Having a merchant account is as simple as going to a Merchant Services Provider and apply for a merchant account online. Applying for a merchant account takes less than 30 minutes and you will be approved in a matter of days, once your online merchant account application has been reviewed. Once you are approved for a merchant account, you will be issued a merchant account number, a merchant terminal, merchant processing software, or a log on to a secure site where you enter your credit card transaction into and accept credit card payments.

A merchant credit card processing account is important for any businesses to carry out these payments. It ensures safety to both customer and business. If you are a new customer and trying to get a merchant account, it can be a long process with some companies, particularly if you are a new start up business. It can take anything from a few days to 6 months. However, with Ignite Payment the application process and approval process takes days, versus months. Some banks offer a turnaround of 24-48 hours and others a few weeks. It all depends on the documentation being correct and whether your business is seen as a risk. Fees on transactions are generally between 2.5 -5% on credit cards and a flat rate of 40p on debit cards. Banks may charge new customers excessive rates, ask for cash up front or you could be hit with massive charges..

If your business wants to accept credit cards online, you will need to have an internet merchant account. There are different avenues to go down on this, but the best option would be a company like Ignite Payments. Ignite Payments has high approval rates, and you can apply for a merchant account online at www.bettercreditcardprocessing.net today.  Ignite Payment has advanced technology and merchant processing software which meets all the security guidelines laid out by credit card processing companies, they offer 24/7 customer service, and their staff will set you up from the start with the best rates possible. Contact Ignite Payments today at 888-224-9571 and get set up with a merchant account today so you can start accepting credit cards and see your business grow!

 

Credit Card Processing for Less

Best Credit Card Processing Services

Since the advent of the first credit card, this system of non-cash payment, or as it is commonly known, credit card payments has come a very long way. The days of heavy stacks of paper bills and endless counting of coins are fading fast as the majority of purchases done today are through the use of credit or bankcards. This has made accounting easier for merchants and provides an easy method for customers to keep track of their spending.

For this system to work efficiently, it will require the best credit card processing company with reputable and reliable services that guarantee smooth functioning of businesses for customers.

Credit Card Processing System
When a credit card or bank card is tendered to a merchant for goods or services purchased, it goes through a series of steps before the funds are actually deposited in the merchants account. First the card is swiped on the credit card machine. If the information is taken over the phone or if a problem arises with the machine and for some reason will not read the swiped card, also if it comes through the mail the information will be keyed in.

Whichever way the information is gathered, it is entered into a credit card terminal or an online/virtual terminal. This credit card terminal connects with the issuing bank that then will send an approval or decline response code back to the merchant via the terminal either approving or declining the card. If approved the bank will put the funds on hold and send an authorization code to the terminal which will print a receipt for the customer. Merchants familiar with credit card processing know that this is the simplest way for customers to receive goods and services, and in today’s online world, it is the most convenient.

This step will be repeated for as many bankcard transactions done with credit cards throughout that day. At the end of the day a reconciliation of all bankcard transactions will be done and sent to the credit card processing company used by the merchant. They are responsible for sending a request to all the banks holding funds for the merchant on each bank transaction done that day.
These funds are deposited into the credit card processing company's bank account, which then transfers it to the merchant’s bank account, after withholding the pre arranged fees for merchant services rendered. This process makes the need for utilizing the best bankcard processing company and credit card processing company crucial for any business.

How to Choose The Best Credit Card Processing Company
If you are a merchant, wondering what is a merchant account, or  how to get a merchant account, you should begin researching what is involved when you want to accept credit card payments and begin merchant account processing for the first time, it is important that you do a thorough check of all the credit card processing companies offering services. As shown above the function of the credit card processing company chosen will be very crucial to your business. There is a lot of information available online concerning the various credit card processing companies and the fees they charge.

To help steer you in the right direction this article will show you the features of the best bankcard processing companies to assist you in making the right choice in selecting the company to manage your funds and provide you the best merchant services for your money.

Key Features to Consider in Choosing a Credit Card Processing Company
In today's world of finance credit card is the way to go for most shoppers. Everyone in business needs a credit card merchant processing account. As more merchants adopt this method of payment, merchant bankcard processing companies are rising up overnight to get your business. Online merchant accounts are everywhere you look, and shop.  Therefore merchant accounts are necessary to ensure you are getting the best merchant services available
Some of the best features include:

Some may offer you merchant services for less. Be wary, as there may be hidden fees and costs that are not readily apparent. Cheap does not always mean lacking merit however, and it may be worth your while to investigate the merchant services being offered before negating an offered.

The best merchant services will usually have the following:
• A built in secure system to handle your credit card processing
• Provide reasonable and affordable low discount rates for services
• Safeguard your business from fraudulent transactions
• Ensure rapid deposit of funds to your bank account
• Provide services such as: free set-up, no contract, offering month to month usage allowing termination on either end at any time, no cancellation fee and ease of acceptance into system
Other services should include low rate merchant accounts which allow merchants to accept any of the major credit cards from customers such as Visa, MasterCard, Discover, debit or gift cards for the same fee. These low rate merchant accounts will be beneficial in helping the new small businesses gain financial footing, along with a service offering genuine merchant services for less.

One key element in merchant accounts is not to overlook low discount rate merchant accounts. It should remain in the vicinity of 1-3%.  Anything higher will be out of your league as a small business. Do your research before deciding on a credit card processing company looking at all their fees including their transaction rates both retail and those conducted over the internet. Opt for the one that offers low discount rate merchant accounts.

Now armed with the information necessary to choose the right credit card processing company, you can begin to accept credit and debit cards from your customers and improve your financial position in your business and begin to enjoy the best merchant services for less. Contact Ignite Payments/FDIS Colorado today for a quote and easy, affordable merchant accounts. Visit their website at www.bettercreditcardprocessing.net or call them at 888-224-9571

Merchant Accounts Increase Customer Loyalty

Merchant Accounts Increase Customer Loyalty

All business today needs to compete in the arena of obtaining new customers. Attracting new customers to your business not only means offering a valuable service at affordable prices, but also means you must have options for your potential customers when it comes to methods of payments. If you have been in business just a short time or you are a seasoned merchant looking for first time merchant services or you already have a merchant account but are not satisfied with either the merchant discount rates you are paying or the advancement of the technology that your merchant services provider offers, it is time to contact Ignite Payments. Ignite Payments is the leader when it comes to low cost merchant services and providing merchants with the lowest merchant account rates in the industry.

If you have shopped around for low cost merchant services, you know there are many options. Some companies boast about their excellent customer service, or the fact that they have cheap merchant services provided through a local bank that may be near you, but when it comes to selecting the best merchant account possible, you need to research all you can about their merchant services. How long have they been providing inexpensive merchant accounts and been in the merchant credit card processing industry? Do they have a large enough customer service staff to service your needs when you are seeking assistance in reading your merchant statements, explaining why you are having merchant software processing issues, or questions about chargebacks? All these are important aspects of a great merchant services provider and merchant account company. Ignite Payments has it all. Great customer service, great low merchant account rates, great technical staff to assist you, and a reputation for being number one in the online credit card payments industry.

Once you have done your research, you should be ready to choose the best credit card processing system available. Along with these choices should be the best bankcard processing service too. We at Ignite Payments have the best merchant services, merchant services, and merchant accounts. The benefit of choosing us is our low rate merchant accounts, low discount rate merchant accounts, and we accept credit cards. Also available is merchant account processing, and an available credit card merchant account when you sign up. We can show you how to accept credit cards when you get the merchant account services contract.

We will also help you with an internet merchant account, and or retail merchant account. You will enjoy the ease with which you obtain a merchant account online, and we will be glad to run you through how to get a merchant account.  You will find credit card processing easier, and will love your merchant bankcard processing. Our bankcard processing is fast and reliable. But more than anything you will love our low cost merchant services. More than all this your customers will love the low rate merchant services.

Having a merchant account to process credit card payments online will cause your business to flourish because of the low rate credit card processing. The courtesy you provide in thinking of customers be maintaining merchant services for less, and your best credit card processing will make them return again and again. You will be known for the best bankcard processing, and best merchant services. Today's merchant services and merchant accounts mean more business and faster more efficiency in and out for customers.

Your reputation will be great in the community when it is known that your low rate merchant accounts can be passed on to the customer. We have low discount rate merchant accounts, for you to relish and most of all sales will climb when you accept credit cards. Our merchant account processing will make your accounting and bookwork easier to handle as well.

But for you, the convenience of a credit card merchant account will help most. When we sign you up we will show you how to accept credit cards. You will recommend our merchant account services to acquaintances, so sign up for an internet merchant account soon. If you need a retail merchant account, our services make it easy and efficient to get your merchant account online.

Visit us at www.bettercreditcardprocessing.net or call us at 888-224-9571 and we will tell you how to obtain a merchant account. You will love our low rate merchant services, and we will show you how to get a merchant account.

 

 

How Merchant Services Helps Your Business Grow

How Merchant Services Helps Your Business Grow

When deciding how to make your business prosper, one of the first basics of any business is to get a merchant account so that your customers have the option to pay with a credit card or debit card, allowing you to process online payments, quickly, safely, and efficiently with our credit card and bankcard services. Any small or medium size business, whether you are a start up business or have been in business for years but just never got around to opening a merchant bankcard account, will enjoy the ease with which our merchant processing services can improve your business. More and more customers carry with them a debit card or credit card these days, compared to when customers just had cash or a checkbook. For anyone who has a checking account, they have grown accustomed to paying for their goods or services with a bankcard, rather than carrying large amounts of cash or writing a check and dealing with the accounting nightmare of balancing your checkbook.  Offering customers the ability to accept credit cards means that your base of potential customers reaches 100%. No more losing out a sale to the business down the road who accepts credit cards. Your customers will remember you for your efficiency. The new way to do business is with merchant credit card processing online. There are several ways to do merchant bankcard processing as well. It really does matter what kind of bankcard processing company you select. You want one who has been in the bankcard processing industry, has a strong reputation for their merchant bankcard services, and can get you low cost merchant services.

At present there is an advantage because of low rate merchant account processing. At Ignite Payments, you will find not only superior knowledge of bankcard processing to allow our clients get the lowest discount rate for their merchant services, but our merchant terminals and merchant processing software is superior to other merchant service providers and for that reason, having a merchant account through Ignite Payments will increase  your cash flow, decrease your cash on hand and incidence of employee theft, but also optimize the way your business attracts clients by offering credit card payments as an alternative to checks and cash. Many other merchant services providers claim they offer merchant accounts for less but Ignite Payments has been offering top rate merchant services for years and our clients are satisfied. Merchant services for less just means you pay less, but your get more than low merchant discount rates.  You get more service, more choices, and customer services at any time you need to check your merchant account, have questions about a batch you ran or if you have technical questions about your merchant processing software.

Having a retail merchant account or a restaurant merchant account means that instead of only accepting cash and credit cards, you will be set up with a merchant terminal where you can electronically process credit cards. If you are a restaurant in need of a merchant account tailored to the needs of a restaurant, allowing to process tips, separate you various shifts for better accounting purposes, and even have a separate printout of tips by server, you will have all these amenities available at your fingertips. Ignite Payments can also help you with setting up software that is tailored to the restaurant industry and integrate with your cash register software used for ordering as well.  Software and terminals allowing for tip functionality will also work for other business types such as beauty salons, spas, or any other industry that is in need of a merchant account and has tip related services as part of their business model.

If you are an online only business, you are already aware that the vast majority of online businesses including your competitors are already accepting credit cards. Your customers often will select the company who has credit card payment options over a cheaper business who doesn’t offer the ability to accept credit cards. This is why it is so important to get set up with a low rate merchant account today. Ignite Payments offers online merchant accounts, with software that meets all the fraud criteria and security parameters required by Visa and MasterCard so that your software doesn’t get hacked into and your credit card information belonging to your clients is safe.

Visit us at www.bettercreditcardprocessing.net or call us at 888-224-9571 and we will tell you how to obtain a merchant account. You will love our low rate merchant services, and we will show you how to get a merchant account.